California Financial Services - California Home Equity Loan

NEED News

Welcome to the new NeedLoans website.
We will be updating
the look and feel of the site and adding new features over the next several days. Thank you for your patience as we work to improve the site and make it a quality resource for our customers. If you have any feedback on the site, please email info@needloans.com.

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Welcome to NEED Financial Services

Since 1991, Need Financial Services has symbolized trust and dependability to its diverse clientele. With honesty and respect at the forefront of all of our customer interaction, we work very closely with our customers in all phases of the lending process, including pre-qualification, verifying credit and property aspects and making sure that you, the borrower are protected in all areas of the loan. It's our goal and commitment that you understand all the steps that are required for your loan approval beforehand.

As a California Financial Services company, we provide the following services: Custom mortgage solutions with up to 100% financing available. Free Pre-qualification with no income verification. With the interest rates being at their lowest in 40 years, we can help you find the best rate for your circumstances.
Getting extra cash by refinancing, or making some Home Improvements! Construction loans, California Home equity loans, and up to 125% of the value of your home. Investment properties with as little as 10% down. Debt Consolidation loans. Damage Credit loans. We provide a variety of rates and we'll help you find the best one for you!

Phone: (800) 552-2154

Please call to confirm latest rates

Financial
Tip of the week

Consolidate High
interest loans:
Any loan payments are comprised of two parts, the principal on the debt itself, and the interest youpay on the loan.

If you're making monthly payments instead of paying the balance in full, you're inevitably paying interest. If you're making minimum payments on high interest loans, you're usually paying mostly interest.

A consolidation loan will allow you to pay off the principal on borrowed money faster, because you'll be paying less interest. That means you'll get out of debt faster, and be paying down more debt than interest.

Why should you refinance?
The lower the interest rate is, the less that it will cost you to borrow the money. As a general rule, if the interest rate is 1 1/2 points lower than what you are currently paying, it's time to refinance your mortgage!

If you are in need of a California Home Equity loan, mortgage or other California Financial Services, please contact us today or fill out the online loan application found here.

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